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DIGITAL FINANCE OBSERVATORY Research-grade analytics

Mobile Money and Banking Platform Competition

Interactive data and analytics supporting E-Digit's research on competition, complementarity, and multihoming between traditional banking and mobile money platforms.

Explore by question
OVERVIEW

Global Digital Finance Snapshot

Live PostgreSQL data
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Selected country · weighted share
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Selected country · weighted share
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Platform multihoming
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Strict platform state
GLOBAL DISTRIBUTION

Bank Account Ownership

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SELECTED COUNTRY

Choose a country

Select a country above to view its banking and mobile-money platform structure.

COUNTRY ANALYSIS

Select a Country

Examine platform participation and financial-access indicators for an individual country.

Financial Account Structure

Financial Institution and Mobile Money Account Structure

01
WHO PARTICIPATES?

Financial Participation

Start with access: account ownership, financial-institution participation, mobile money, and the internet as a digital enabler.

Select a country
Any Account
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Weighted adult share
Financial Institution
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Weighted adult share
Mobile Money
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Weighted adult share
Internet Use
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Digital-enablement indicator
Access Profile

Financial participation at a glance

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PARTICIPATION GAPS

Who participates across population groups?

Compare survey-weighted financial-participation indicators across demographic groups.

Select a country

Demographic breakdown

Choose the population dimension used in both charts
Demographic Profile

Participation by population group

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Participation Gap

Gender gap

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03
HOW DO PEOPLE PAY?

Cash & Payment Behavior

Identify where cash remains important and where cash and digital channels coexist within the same population.

Select a country
Observed Cash-Only Flow
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At least one documented flow
Cash + Digital
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Payment-channel multihoming
Cash, No Observed Digital
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Observed-flow measure
Utility Bills · Cash Only
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Observed payment behavior
Cash-Only Flows

Where does cash remain important?

Channel Coexistence

Cash and digital use can coexist

“Observed cash-only flow” means at least one documented Findex payment flow was cash-only. It is not a claim that every transaction by the respondent was conducted in cash.

SPATIAL ANALYTICS

Global Indicator Map

Explore geographic variation using ISO-3 country codes stored with the PostgreSQL observations.

World Choropleth

Bank Account Ownership

2024
CROSS-COUNTRY COMPARISON

Compare Countries

Rank countries for the selected indicator and year.

Ranking

Top Countries

TIME SERIES

Historical Trends

This workspace will use country-year observations from IMF FAS and ITU, and comparable survey waves where available.

Backend planned
DATA EXPLORER

Project Datasets

Review data sources and the curated indicators currently exposed through the analytics portal.

Database catalog
Dataset Source Indicators Access
Global Findex World Bank Global Findex Database 0 Public analytics
IMF Financial Access Survey International Monetary Fund 7 Public analytics
ITU ICT Indicators International Telecommunication Union 3 Public analytics
Mobile Money Regulatory Index GSMA 0 Public analytics
Digital Finance Reforms E-Digit Research Database 0 Public analytics
Global Findex 2024 Country Summary World Bank Global Findex 8 Public analytics